Reel ( enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f ger\u00e7ek getiri ) getiri aray\u0131\u015f\u0131nda hepimiz farkl\u0131 se\u00e7eneklere y\u00f6nelebiliyoruz. \u00dcr\u00fcn se\u00e7iminde de, sahip oldu\u011fumuz bilgi \u00f6l\u00e7\u00fcs\u00fcnde<\/strong> hareket ediyoruz. S\u0131kl\u0131kla tekrarlanan yanl\u0131\u015f, yat\u0131r\u0131mc\u0131lar\u0131n ‘s\u00fcr\u00fc psikolojisi’<\/strong> denen bir ruh haliyle hareket etme halidir. <\/p>\n\n\n\n Yat\u0131r\u0131m i\u015finde, herkesin gitti\u011fi yoldan gitmek, ‘vard\u0131r bir bildikleri’ demek, emek verip kendi akl\u0131m\u0131z\u0131 kullanmak yerine<\/strong>, ‘ba\u015fkas\u0131n\u0131n akl\u0131yla hareket etme kolayc\u0131l\u0131\u011f\u0131’ bizi g\u00fc\u00e7l\u00fckle tasarruf edip yaratt\u0131\u011f\u0131m\u0131z ‘art\u0131 de\u011feri’<\/strong> kaybettirecek sonu\u00e7larla kar\u015f\u0131 kar\u015f\u0131ya b\u0131rakabilir. <\/p>\n\n\n\n <\/p>\n\n\n <\/p>\n\n\n\n Finansal okuryazarl\u0131k g\u00f6n\u00fcll\u00fcs\u00fc<\/strong> bir \u00e7ok insan\u0131n \u00e7\u0131k\u0131\u015f noktas\u0131nda da, yat\u0131r\u0131mc\u0131lar\u0131m\u0131z\u0131 ‘kolay yollar’<\/strong> yerine, emek harcanm\u0131\u015f ak\u0131lc\u0131 tercihlere y\u00f6nlendirmek gibi g\u00fc\u00e7l\u00fc bir g\u00fcd\u00fc var. <\/p>\n\n\n\n Yat\u0131r\u0131m fonu<\/strong>, halktan toplad\u0131\u011f\u0131 paralar\u0131, iyi niyet esas\u0131 ile, fon kurulu\u015funda kurallar\u0131 tan\u0131mlanm\u0131\u015f disiplinlerle y\u00f6netmek ve fon stratejisinde a\u00e7\u0131k\u00e7a belirtilen kazan\u00e7 kriterlerini sa\u011flay\u0131p, onu ge\u00e7mek \u00fczerine kurulu<\/strong> bir portf\u00f6y y\u00f6netim i\u015fi asl\u0131nda. <\/p>\n\n\n\n K\u00fc\u00e7\u00fck yat\u0131r\u0131mc\u0131lar\u0131n sahip olmayaca\u011f\u0131 ‘bilgi avantajlar\u0131na sahip’<\/strong> finans profesyonellerinin y\u00f6netti\u011fi finansal \u00fcr\u00fcnler. C\u00fczdan\u0131n\u0131zdaki k\u00fc\u00e7\u00fck tutarlarla da ula\u015fabilece\u011finiz, sizi yat\u0131r\u0131m d\u00fcnyas\u0131n\u0131n her reaksiyonunu yans\u0131tabilecek ‘g\u00fcvenli’<\/strong> se\u00e7enekler. <\/p>\n\n\n\n <\/p>\n\n\n\n Sermayenin tabana yay\u0131lmas\u0131<\/strong>, yani daha \u00e7ok bireysel yat\u0131r\u0131mc\u0131n\u0131n tasarruflar\u0131n\u0131 sermaye piyasalar\u0131nda de\u011ferlendirmesi ve finansal okuryazarl\u0131k konular\u0131nda geli\u015ferek<\/strong> bu piyasalar\u0131 ‘y\u00f6nlendirmesi’ sa\u011fl\u0131kl\u0131 bir ekonomik alt yap\u0131n\u0131n <\/strong>da \u00f6nemli yap\u0131 ta\u015flar\u0131ndan birini olu\u015fturuyor asl\u0131nda. <\/p>\n\n\n\n K\u00fc\u00e7\u00fck tasarruf sahiplerinin bilin\u00e7li tercihleriyle y\u00f6nlendi\u011fi finansal \u00fcr\u00fcnler, o \u00fcr\u00fcnlerin de geli\u015fmesini<\/strong> sa\u011fl\u0131yor, sa\u011fl\u0131kl\u0131 bir finansal \u00fcr\u00fcn marketinin olu\u015fmas\u0131n\u0131 sa\u011flamak i\u00e7in ‘h\u0131zland\u0131r\u0131c\u0131’<\/strong> bir etki yap\u0131yor. <\/p>\n\n\n\n Ula\u015f\u0131labilir, \u00e7ok say\u0131da \u00fcr\u00fcn\u00fcn yat\u0131r\u0131mc\u0131ya sadelikle ula\u015ft\u0131\u011f\u0131 bir platform<\/strong> olan TEFAS, bu a\u00e7\u0131dan \u00e7ok \u00f6nemli bir yere sahip…<\/p>\n\n\n\n <\/p>\n\n\n <\/p>\n\n\n\n T\u00fcrkiye Elektronik Fon Al\u0131m Sat\u0131m Platformu-k\u0131sa ad\u0131yla TEFAS’tan yat\u0131r\u0131m fonunuzu se\u00e7erken kullanabilece\u011fimiz yollar var. En temel yol ise, tan\u0131mak istedi\u011fimiz evrenin terimlerine a\u015fina olmak… Bu kapsamda TEFAS, sayfas\u0131nda \u00e7ok kullan\u0131\u015fl\u0131 bir ‘Terimler S\u00f6zl\u00fc\u011f\u00fc<\/strong>‘ payla\u015fm\u0131\u015f, bu s\u00f6zl\u00fckteki kavram ve tan\u0131mlara g\u00f6z atarak, \u00f6\u011frenme s\u00fcrecimize ba\u015flayabiliriz.<\/p>\n\n\n\n https:\/\/www.tefas.gov.tr<\/p>\n\n\n\n https:\/\/www.tefas.gov.tr\/Hakkinda.aspx<\/p>\n\n\n\n https:\/\/www.tefas.gov.tr\/TerimlerSozlugu.aspx<\/p>\n\n\n\n <\/p>\n\n\n <\/p>\n\n\n\n Ancak sunumu kolay ve ak\u0131c\u0131<\/strong> yapabilmek; \u00e7ok say\u0131da veriyi, yaz\u0131da anlat\u0131p s\u0131k\u0131c\u0131 olmamak ad\u0131na, kendi ba\u015f\u0131n\u0131za da kolayl\u0131kla yapabilece\u011finiz<\/strong> ve tekrarlar\u0131na da ula\u015fabilece\u011finiz bir payla\u015f\u0131m metodunun daha verimli olabilece\u011fini d\u00fc\u015f\u00fcnd\u00fcm. <\/p>\n\n\n\n Bu sebeple bug\u00fcnk\u00fc yaz\u0131m, di\u011ferlerine g\u00f6re olduk\u00e7a k\u0131sa.<\/p>\n\n\n\n TEFAS<\/strong> site i\u00e7eri\u011fi ve sayfa kullan\u0131m\u0131ndaki pratik yollar\u0131, g\u00f6rsel yolla anlatman\u0131n<\/strong> daha kullan\u0131\u015fl\u0131 olabilece\u011fini d\u00fc\u015f\u00fcn\u00fcyor ve bu konuda bir video haz\u0131rl\u0131yorum. Bir youtube<\/strong> kanal\u0131 yoluyla sizlere ula\u015facak. <\/p>\n\n\n\n https:\/\/www.youtube.com\/channel\/UCyGQPadv0Zqi3N8du4fqAMg?view_as=subscriber<\/p>\n\n\n\n \u00c7ok k\u0131sa bir s\u00fcre i\u00e7inde Twitter<\/strong> hesab\u0131mdan da duyurup, payla\u015faca\u011f\u0131m. <\/p>\n\n\n\n G\u00f6r\u00fc\u015fene kadar; sa\u011fl\u0131kla kal\u0131n… <\/p>\n\n\n\n <\/p>\n","protected":false},"excerpt":{"rendered":" Pandemiyle birlikte ‘mevduata alternatif’ yat\u0131r\u0131m \u00fcr\u00fcn\u00fc aray\u0131\u015f\u0131nda bizim gibi k\u00fc\u00e7\u00fck tasarruf sahipleri art\u0131k hisse senedi, de\u011ferli metal ve d\u00f6vizin yan\u0131nda yat\u0131r\u0131m fonuna da ilgi g\u00f6steriyorlar. S\u0131k\u00e7a s\u00f6ylenir oldu, duymu\u015fsunuzdur, bu…<\/p>\n","protected":false},"author":1,"featured_media":674,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"_links":{"self":[{"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/posts\/1011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1011"}],"version-history":[{"count":1,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/posts\/1011\/revisions"}],"predecessor-version":[{"id":4167,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/posts\/1011\/revisions\/4167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=\/wp\/v2\/media\/674"}],"wp:attachment":[{"href":"https:\/\/fonanalizi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fonanalizi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"\"](\"https:\/\/tasarrufdelileri.wordpress.com\/wp-content\/uploads\/2020\/10\/image-5.png?w=757\")
<\/figure>\n<\/div>\n\n\nSermaye piyasalar\u0131 neden \u00f6nemli?<\/strong><\/h4>\n\n\n\n
![\"\"](\"https:\/\/tasarrufdelileri.wordpress.com\/wp-content\/uploads\/2020\/10\/image-1.png?w=596\")
<\/figure>\n<\/div>\n\n\nTefas kullanarak fon nas\u0131l se\u00e7ilir?<\/strong><\/h4>\n\n\n\n
![\"\"](\"https:\/\/tasarrufdelileri.wordpress.com\/wp-content\/uploads\/2020\/10\/image-3.png?w=704\")
<\/figure>\n<\/div>\n\n\n